The Benefits of Having Pet Insurance

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This article is posted as part of PGAA’s curation efforts. This was originally posted at ShieldMyPet


Pets are considered part of the family by many individuals, yet the concept of pet insurance is frequently overseen. Just as you would purchase insurance for yourself, spouse, or children, insurance for your pets is just as important. There are numerous benefits that come with obtaining insurance for your pets including picking your own veterinarian, obtaining coverage regardless of age or breed, providing easy ways to budget costs, eliminating the possibility of dipping into your emergency fund, and delivering peace of mind.

If something happens to your pet and they require care by a veterinarian, you might find yourself in a stressful situation or unable to foot the bill. The last thing you want is to refuse essential medical care due to an inability to pay for any potential veterinarian procedures. Instead of stressing yourself out, prepare for the unexpected through purchasing pet insurance. is an informative resource dedicated towards providing individuals with the best pet insurance companies as well as articles on what pet insurance covers.

Regardless of your pet’s age, breed, veterinarian, or budget, there is an option out there to provide unique coverage for medical expenses. Don’t avoid going to the vet out of fear that you will not be able to afford the bill. Most insurance policies offer a reimbursement rate between 80% and 100% after the deductible is met. Furthermore, if you travel frequently, move for work, or switch veterinarians, you can guarantee that your pet is still covered. Even if your pet is not so little anymore, insurance providers will allow you to purchase coverage regardless of age. The most common reason that individuals purchase pet insurance is to prevent pulling money out of emergency funds. This spells relief for most families and leaves money available for other expenses that may come up.

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This article was provided to PGAA by Phoebe Parlade at ShieldMyPet